/*
Theme Name: Sapne Mein Kya - Luxury Financial Affiliate Theme
Theme URI: https://sapnemeinkya.com/
Author: Sapne Mein Kya Team
Author URI: https://sapnemeinkya.com/
Description: Premium Luxury Financial & Credit Card Affiliate Marketing Theme for Tier 1 Countries (USA, UK, CA, AU). Engineered for Maximum RPM, High User Trust, Core Web Vitals, and Conversions. Includes 6s Hero Slider, Interactive Rewards Calculator, Credit Score Pre-Qualification Matcher, and SEO Schemas.
Version: 1.0.0
License: GNU General Public License v2 or later
License URI: http://www.gnu.org/licenses/gpl-2.0.html
Text Domain: sapnemeinkya
Tags: financial, affiliate, credit-cards, luxury, dark-mode, responsive, translation-ready
*/

:root {
  /* Color Palette - Luxury Financial Tech */
  --bg-primary: #0a192f;
  --bg-secondary: #0d203d;
  --bg-card: rgba(13, 32, 61, 0.7);
  --bg-card-hover: rgba(18, 42, 79, 0.85);
  --surface-dark: #081220;
  --charcoal: #121212;
  
  --gold-primary: #d4af37;
  --gold-light: #f3e7c4;
  --gold-dark: #997d1e;
  --gold-gradient: linear-gradient(135deg, #f9f0d3 0%, #d4af37 50%, #997d1e 100%);
  --gold-glow: 0 0 25px rgba(212, 175, 55, 0.4);
  
  --electric-blue: #007bff;
  --electric-blue-hover: #0056b3;
  --blue-glow: 0 0 20px rgba(0, 123, 255, 0.5);
  
  --accent-emerald: #10b981;
  --accent-ruby: #ef4444;
  
  --text-primary: #f8fafc;
  --text-secondary: #94a3b8;
  --text-muted: #64748b;
  --text-gold: #f5cf53;
  
  --border-glass: rgba(212, 175, 55, 0.2);
  --border-light: rgba(255, 255, 255, 0.1);
  --glass-shadow: 0 8px 32px 0 rgba(0, 0, 0, 0.37);
  --blur-amt: blur(14px);
  
  --font-heading: 'Montserrat', 'Playfair Display', Georgia, serif;
  --font-serif: 'Playfair Display', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  
  --transition-smooth: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-fast: all 0.15s ease;
  --container-max: 1240px;
  --radius-lg: 16px;
  --radius-md: 10px;
  --radius-sm: 6px;
}

[data-theme="light"] {
  --bg-primary: #f4f6fa;
  --bg-secondary: #ffffff;
  --bg-card: rgba(255, 255, 255, 0.9);
  --bg-card-hover: rgba(255, 255, 255, 1);
  --surface-dark: #e8ecf4;
  --charcoal: #f8f9fa;
  
  --gold-primary: #b58e1b;
  --gold-light: #f0de9d;
  --gold-dark: #7a6011;
  --gold-gradient: linear-gradient(135deg, #d4af37 0%, #b58e1b 100%);
  --gold-glow: 0 0 20px rgba(181, 142, 27, 0.25);
  
  --text-primary: #0a192f;
  --text-secondary: #475569;
  --text-muted: #64748b;
  --text-gold: #947210;
  
  --border-glass: rgba(181, 142, 27, 0.25);
  --border-light: rgba(0, 0, 0, 0.08);
  --glass-shadow: 0 10px 30px rgba(10, 25, 47, 0.08);
}

/* Base Resets */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  background-color: var(--bg-primary);
  color: var(--text-primary);
  line-height: 1.6;
  overflow-x: hidden;
  transition: background-color 0.3s ease, color 0.3s ease;
  min-height: 100vh;
}

a {
  color: var(--gold-primary);
  text-decoration: none;
  transition: var(--transition-fast);
}

a:hover {
  color: var(--gold-light);
}

img, svg {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 20px;
}

/* Typography Utilities */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--text-primary);
  font-weight: 700;
  line-height: 1.25;
  letter-spacing: -0.02em;
}

.font-serif {
  font-family: var(--font-serif);
}

.text-gold {
  color: var(--gold-primary) !important;
}

.text-gradient-gold {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

.text-gradient-blue {
  background: linear-gradient(135deg, #60a5fa 0%, #007bff 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

/* Glassmorphism Classes */
.glass-panel {
  background: var(--bg-card);
  backdrop-filter: var(--blur-amt);
  -webkit-backdrop-filter: var(--blur-amt);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-lg);
  box-shadow: var(--glass-shadow);
  transition: var(--transition-smooth);
}

.glass-panel:hover {
  background: var(--bg-card-hover);
  border-color: rgba(212, 175, 55, 0.4);
  box-shadow: var(--glass-shadow), 0 10px 25px -5px rgba(0, 0, 0, 0.4);
}

/* Buttons & CTAs */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.95rem;
  padding: 12px 24px;
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  transition: var(--transition-smooth);
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: var(--electric-blue);
  color: #ffffff;
  box-shadow: var(--blue-glow);
}

.btn-primary:hover {
  background: var(--electric-blue-hover);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 0 28px rgba(0, 123, 255, 0.7);
}

.btn-gold {
  background: var(--gold-gradient);
  color: #0a192f;
  font-weight: 700;
  box-shadow: var(--gold-glow);
  position: relative;
  overflow: hidden;
}

.btn-gold:hover {
  color: #000;
  transform: translateY(-2px);
  box-shadow: 0 0 30px rgba(212, 175, 55, 0.6);
}

.btn-gold::after {
  content: '';
  position: absolute;
  top: -50%;
  left: -60%;
  width: 20%;
  height: 200%;
  background: rgba(255, 255, 255, 0.4);
  transform: rotate(30deg);
  transition: all 0.75s ease;
}

.btn-gold:hover::after {
  left: 140%;
}

.btn-outline {
  background: transparent;
  color: var(--text-primary);
  border: 1px solid var(--border-glass);
}

.btn-outline:hover {
  border-color: var(--gold-primary);
  color: var(--gold-primary);
  background: rgba(212, 175, 55, 0.08);
}

.btn-sm {
  padding: 8px 16px;
  font-size: 0.85rem;
}

.btn-lg {
  padding: 16px 32px;
  font-size: 1.1rem;
}

/* Badges */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border-radius: 20px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.badge-gold {
  background: rgba(212, 175, 55, 0.15);
  color: var(--gold-primary);
  border: 1px solid rgba(212, 175, 55, 0.4);
}

.badge-blue {
  background: rgba(0, 123, 255, 0.15);
  color: #60a5fa;
  border: 1px solid rgba(0, 123, 255, 0.3);
}

.badge-live {
  background: rgba(16, 185, 129, 0.15);
  color: var(--accent-emerald);
  border: 1px solid rgba(16, 185, 129, 0.35);
}

.live-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background-color: var(--accent-emerald);
  box-shadow: 0 0 8px var(--accent-emerald);
  animation: pulse 1.8s infinite;
}

@keyframes pulse {
  0% { transform: scale(0.95); opacity: 0.8; }
  50% { transform: scale(1.3); opacity: 1; }
  100% { transform: scale(0.95); opacity: 0.8; }
}

/* Top Bar Compliance Ticker */
.top-banner {
  background: var(--surface-dark);
  border-bottom: 1px solid var(--border-light);
  font-size: 0.78rem;
  padding: 6px 0;
  color: var(--text-secondary);
}

.top-banner-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 10px;
}

.top-banner a {
  text-decoration: underline;
  color: var(--text-muted);
}

.top-banner a:hover {
  color: var(--gold-primary);
}

/* Main Navigation */
.navbar {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(10, 25, 47, 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--border-glass);
  padding: 16px 0;
}

[data-theme="light"] .navbar {
  background: rgba(255, 255, 255, 0.9);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.logo-icon {
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #0a192f;
  font-weight: 900;
  font-size: 1.25rem;
  box-shadow: var(--gold-glow);
}

.logo-text {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--text-primary);
}

.logo-text span {
  color: var(--gold-primary);
}

.nav-links {
  display: flex;
  align-items: center;
  list-style: none;
  gap: 28px;
}

.nav-links li a {
  color: var(--text-primary);
  font-weight: 500;
  font-size: 0.92rem;
  transition: var(--transition-fast);
  position: relative;
}

.nav-links li a:hover, .nav-links li.current-menu-item a {
  color: var(--gold-primary);
}

.nav-actions {
  display: flex;
  align-items: center;
  gap: 14px;
}

.theme-toggle-btn {
  background: transparent;
  border: 1px solid var(--border-light);
  color: var(--text-primary);
  width: 38px;
  height: 38px;
  border-radius: 50%;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: var(--transition-fast);
}

.theme-toggle-btn:hover {
  border-color: var(--gold-primary);
  color: var(--gold-primary);
}

.mobile-menu-btn {
  display: none;
  background: transparent;
  border: none;
  color: var(--text-primary);
  font-size: 1.5rem;
  cursor: pointer;
}

/* Ad Placements */
.ad-slot {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background: rgba(13, 32, 61, 0.4);
  border: 1px dashed rgba(212, 175, 55, 0.3);
  border-radius: var(--radius-sm);
  padding: 10px;
  margin: 25px 0;
  position: relative;
  text-align: center;
}

.ad-label {
  font-size: 0.65rem;
  text-transform: uppercase;
  color: var(--text-muted);
  letter-spacing: 0.08em;
  margin-bottom: 6px;
}

.ad-leaderboard {
  min-height: 90px;
  width: 100%;
}

.ad-in-content {
  min-height: 120px;
  width: 100%;
  margin: 35px 0;
}

.ad-sidebar {
  min-height: 300px;
  width: 100%;
}

/* HERO SECTION & ROTATING SLIDER */
.hero-section {
  position: relative;
  padding: 50px 0 80px 0;
  overflow: hidden;
}

.hero-glow-bg {
  position: absolute;
  top: 10%;
  left: 50%;
  transform: translateX(-50%);
  width: 600px;
  height: 400px;
  background: radial-gradient(circle, rgba(0, 123, 255, 0.15) 0%, rgba(212, 175, 55, 0.1) 40%, transparent 70%);
  filter: blur(80px);
  pointer-events: none;
  z-index: 0;
}

.hero-header {
  text-align: center;
  max-width: 820px;
  margin: 0 auto 40px auto;
  position: relative;
  z-index: 1;
}

.hero-title {
  font-size: 2.75rem;
  margin: 16px 0 14px 0;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.hero-subtitle {
  font-size: 1.15rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* 5-Card Slider Component */
.slider-wrapper {
  position: relative;
  max-width: 1050px;
  margin: 0 auto;
  z-index: 2;
}

.slider-container {
  position: relative;
  min-height: 440px;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.slider-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  visibility: hidden;
  transform: scale(0.96) translateX(40px);
  transition: opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1), 
              transform 0.7s cubic-bezier(0.4, 0, 0.2, 1),
              visibility 0.7s;
  display: grid;
  grid-template-columns: 1.1fr 1.3fr;
  align-items: center;
  gap: 40px;
  padding: 35px 45px;
}

.slider-slide.active {
  opacity: 1;
  visibility: visible;
  transform: scale(1) translateX(0);
}

.card-visual-wrapper {
  perspective: 1000px;
  display: flex;
  justify-content: center;
}

.credit-card-mockup {
  width: 360px;
  height: 226px;
  border-radius: 14px;
  padding: 24px;
  position: relative;
  box-shadow: 0 20px 40px -10px rgba(0, 0, 0, 0.7), 0 0 25px rgba(212, 175, 55, 0.25);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: transform 0.5s cubic-bezier(0.175, 0.885, 0.32, 1.275);
  user-select: none;
}

.slider-slide:hover .credit-card-mockup {
  transform: rotateY(-8deg) rotateX(6deg) scale(1.04);
}

.slide-details {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.slide-rank {
  display: flex;
  align-items: center;
  gap: 8px;
}

.slide-title {
  font-size: 1.85rem;
  font-weight: 800;
  line-height: 1.2;
}

.slide-bonus-box {
  background: rgba(212, 175, 55, 0.08);
  border-left: 4px solid var(--gold-primary);
  padding: 12px 16px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
}

.bonus-val {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--gold-primary);
}

.bonus-desc {
  font-size: 0.88rem;
  color: var(--text-secondary);
}

.slide-perks-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin: 4px 0;
}

.slide-perks-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.92rem;
  color: var(--text-primary);
}

.slide-perks-list li svg {
  color: var(--accent-emerald);
  flex-shrink: 0;
}

.slide-actions {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-top: 10px;
  flex-wrap: wrap;
}

/* Slider Controls */
.slider-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-top: 24px;
}

.slider-arrow {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--bg-card);
  border: 1px solid var(--border-glass);
  color: var(--text-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  transition: var(--transition-fast);
}

.slider-arrow:hover {
  background: var(--gold-primary);
  color: #0a192f;
  border-color: var(--gold-primary);
  transform: scale(1.08);
}

.slider-indicators {
  display: flex;
  gap: 8px;
}

.indicator-dot {
  width: 28px;
  height: 6px;
  border-radius: 4px;
  background: rgba(255, 255, 255, 0.2);
  cursor: pointer;
  transition: var(--transition-smooth);
}

.indicator-dot.active {
  background: var(--gold-primary);
  width: 42px;
  box-shadow: 0 0 10px rgba(212, 175, 55, 0.6);
}

/* TRUST BAR */
.trust-bar {
  padding: 30px 0;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  background: rgba(8, 18, 32, 0.6);
  margin-bottom: 50px;
}

.trust-inner {
  display: flex;
  justify-content: space-around;
  align-items: center;
  flex-wrap: wrap;
  gap: 25px;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
}

.trust-item svg {
  color: var(--gold-primary);
  width: 28px;
  height: 28px;
}

.trust-title {
  font-weight: 700;
  font-size: 0.95rem;
}

.trust-subtitle {
  font-size: 0.78rem;
  color: var(--text-muted);
}

/* SMART FILTER BAR */
.filter-section {
  padding: 30px 0;
}

.filter-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 12px;
  padding: 12px;
  margin-bottom: 40px;
}

.filter-btn {
  background: transparent;
  border: 1px solid var(--border-light);
  color: var(--text-secondary);
  font-weight: 600;
  padding: 10px 22px;
  border-radius: 30px;
  cursor: pointer;
  transition: var(--transition-fast);
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.92rem;
}

.filter-btn:hover {
  border-color: var(--gold-primary);
  color: var(--text-primary);
}

.filter-btn.active {
  background: var(--gold-gradient);
  color: #0a192f;
  border-color: transparent;
  font-weight: 700;
  box-shadow: var(--gold-glow);
}

/* CARD GRID / EDITOR'S CHOICE */
.section-header {
  text-align: center;
  margin-bottom: 45px;
}

.section-tag {
  font-size: 0.82rem;
  color: var(--gold-primary);
  text-transform: uppercase;
  letter-spacing: 0.15em;
  font-weight: 700;
  display: block;
  margin-bottom: 8px;
}

.section-title {
  font-size: 2.2rem;
  font-weight: 800;
  letter-spacing: -0.02em;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(350px, 1fr));
  gap: 30px;
  margin-bottom: 60px;
}

.credit-card-item {
  display: flex;
  flex-direction: column;
  padding: 28px;
  border-radius: var(--radius-lg);
  position: relative;
  overflow: hidden;
}

.card-item-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 18px;
}

.card-preview-thumb {
  width: 100%;
  height: 180px;
  border-radius: var(--radius-md);
  margin-bottom: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  overflow: hidden;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.4);
}

.card-item-title {
  font-size: 1.35rem;
  font-weight: 700;
  margin-bottom: 12px;
  min-height: 52px;
}

.card-bonus-highlight {
  background: rgba(212, 175, 55, 0.09);
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  margin-bottom: 20px;
}

.card-bonus-value {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--gold-primary);
}

.card-meta-specs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  padding: 14px 0;
  border-top: 1px solid var(--border-light);
  border-bottom: 1px solid var(--border-light);
  margin-bottom: 20px;
  font-size: 0.88rem;
}

.meta-spec-item strong {
  display: block;
  font-size: 1rem;
  color: var(--text-primary);
  margin-top: 2px;
}

.card-item-perks {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 0.88rem;
  margin-bottom: 25px;
  flex-grow: 1;
}

.card-item-perks li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  color: var(--text-secondary);
}

.card-item-perks li svg {
  color: var(--accent-emerald);
  flex-shrink: 0;
  margin-top: 2px;
}

.card-item-actions {
  display: flex;
  gap: 10px;
}

.card-item-actions .btn {
  flex: 1;
}

/* COMPARISON TEASER SECTION */
.comparison-section {
  padding: 60px 0;
}

.comparison-table-wrapper {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border-glass);
}

.luxury-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
  background: var(--bg-card);
}

.luxury-table th, 
.luxury-table td {
  padding: 18px 24px;
  border-bottom: 1px solid var(--border-light);
}

.luxury-table th {
  background: rgba(8, 18, 32, 0.9);
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 0.95rem;
  color: var(--gold-primary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.luxury-table tr:hover td {
  background: rgba(212, 175, 55, 0.04);
}

/* ELIGIBILITY CHECKER WIDGET */
.checker-box {
  background: linear-gradient(135deg, rgba(13, 32, 61, 0.9) 0%, rgba(8, 18, 32, 0.95) 100%);
  border: 1px solid var(--gold-primary);
  border-radius: var(--radius-lg);
  padding: 40px;
  margin: 60px 0;
  box-shadow: var(--gold-glow);
  position: relative;
}

.checker-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.score-selector-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin: 20px 0;
}

.score-card-btn {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 16px;
  cursor: pointer;
  text-align: center;
  transition: var(--transition-fast);
}

.score-card-btn.active, .score-card-btn:hover {
  background: rgba(212, 175, 55, 0.15);
  border-color: var(--gold-primary);
}

.score-tier-name {
  font-weight: 700;
  font-size: 0.95rem;
}

.score-tier-range {
  font-size: 0.8rem;
  color: var(--text-muted);
}

.checker-results {
  background: rgba(0, 0, 0, 0.3);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-md);
  padding: 24px;
}

/* REWARDS CALCULATOR COMPONENT */
.calculator-card {
  padding: 35px;
  border-radius: var(--radius-lg);
  margin: 40px 0;
}

.calc-inputs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 25px;
  margin: 30px 0;
}

.calc-input-group label {
  display: flex;
  justify-content: space-between;
  font-weight: 600;
  font-size: 0.92rem;
  margin-bottom: 8px;
}

.slider-val-display {
  color: var(--gold-primary);
  font-weight: 700;
}

input[type="range"] {
  width: 100%;
  height: 6px;
  border-radius: 4px;
  background: rgba(255, 255, 255, 0.15);
  outline: none;
  -webkit-appearance: none;
  cursor: pointer;
}

input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gold-primary);
  box-shadow: var(--gold-glow);
  cursor: pointer;
  transition: transform 0.1s ease;
}

input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

.calc-results-display {
  background: rgba(0, 0, 0, 0.4);
  border-radius: var(--radius-md);
  border: 1px solid var(--border-glass);
  padding: 25px;
  display: flex;
  justify-content: space-around;
  align-items: center;
  text-align: center;
  flex-wrap: wrap;
  gap: 20px;
}

.calc-stat-label {
  font-size: 0.85rem;
  color: var(--text-secondary);
  margin-bottom: 4px;
}

.calc-stat-value {
  font-size: 2rem;
  font-weight: 800;
  color: var(--accent-emerald);
}

/* FAQ ACCORDION */
.faq-section {
  padding: 60px 0;
}

.faq-list {
  max-width: 900px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.faq-item {
  border-radius: var(--radius-md);
  border: 1px solid var(--border-light);
  overflow: hidden;
  background: var(--bg-card);
}

.faq-question {
  padding: 20px 24px;
  width: 100%;
  background: transparent;
  border: none;
  text-align: left;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-primary);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: var(--transition-fast);
}

.faq-question:hover {
  color: var(--gold-primary);
}

.faq-icon {
  transition: transform 0.3s ease;
}

.faq-item.active .faq-icon {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease-out, padding 0.3s ease;
  padding: 0 24px;
  color: var(--text-secondary);
  font-size: 0.95rem;
  line-height: 1.7;
}

.faq-item.active .faq-answer {
  max-height: 400px;
  padding: 0 24px 22px 24px;
}

/* STICKY MOBILE CTA BAR */
.mobile-sticky-bar {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999;
  background: rgba(10, 25, 47, 0.95);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-top: 1px solid var(--border-glass);
  padding: 12px 16px;
  box-shadow: 0 -8px 25px rgba(0, 0, 0, 0.4);
}

.mobile-sticky-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}

.mobile-sticky-info {
  display: flex;
  flex-direction: column;
}

.mobile-sticky-title {
  font-size: 0.85rem;
  font-weight: 700;
  color: var(--text-primary);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 170px;
}

.mobile-sticky-bonus {
  font-size: 0.75rem;
  color: var(--gold-primary);
  font-weight: 600;
}

/* FOOTER */
.site-footer {
  background: var(--surface-dark);
  border-top: 1px solid var(--border-light);
  padding: 70px 0 30px 0;
  margin-top: 80px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 50px;
}

.footer-brand p {
  color: var(--text-secondary);
  font-size: 0.92rem;
  margin: 16px 0 20px 0;
  max-width: 380px;
}

.footer-heading {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 18px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.footer-links a {
  color: var(--text-secondary);
  font-size: 0.9rem;
  transition: var(--transition-fast);
}

.footer-links a:hover {
  color: var(--gold-primary);
  padding-left: 4px;
}

.footer-disclosure {
  background: rgba(0, 0, 0, 0.3);
  border: 1px solid var(--border-light);
  border-radius: var(--radius-sm);
  padding: 20px;
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 30px;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 15px;
  padding-top: 25px;
  border-top: 1px solid var(--border-light);
  font-size: 0.85rem;
  color: var(--text-muted);
}

/* MODAL DIALOGS */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.8);
  backdrop-filter: blur(8px);
  z-index: 2000;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal-overlay.open {
  display: flex;
  animation: fadeIn 0.25s ease-out;
}

.modal-content {
  background: var(--bg-primary);
  border: 1px solid var(--border-glass);
  border-radius: var(--radius-lg);
  max-width: 600px;
  width: 100%;
  padding: 35px;
  position: relative;
  box-shadow: var(--gold-glow);
}

.modal-close {
  position: absolute;
  top: 20px;
  right: 20px;
  background: transparent;
  border: none;
  color: var(--text-secondary);
  font-size: 1.5rem;
  cursor: pointer;
  transition: var(--transition-fast);
}

.modal-close:hover {
  color: var(--gold-primary);
}

@keyframes fadeIn {
  from { opacity: 0; transform: scale(0.95); }
  to { opacity: 1; transform: scale(1); }
}

/* RESPONSIVE DESIGN */
@media (max-width: 1024px) {
  .slider-slide {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 25px;
    padding: 25px 20px;
  }
  .slide-perks-list li {
    justify-content: center;
  }
  .slide-actions {
    justify-content: center;
  }
  .checker-grid {
    grid-template-columns: 1fr;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 768px) {
  .hero-title {
    font-size: 2rem;
  }
  .nav-links {
    display: none;
  }
  .mobile-menu-btn {
    display: block;
  }
  .calc-inputs-grid {
    grid-template-columns: 1fr;
  }
  .cards-grid {
    grid-template-columns: 1fr;
  }
  .mobile-sticky-bar {
    display: block;
  }
  body {
    padding-bottom: 70px;
  }
  .credit-card-mockup {
    width: 300px;
    height: 188px;
    padding: 18px;
  }
  .footer-grid {
    grid-template-columns: 1fr;
  }
}